Bank Leumi earned NIS 3.7 billion in banking fees in 2011, with approximately 1.5 million customers. At the same time, internet bank ING Direct, with ten times as many customers (16.7 million) spread over many countries, turned a good profit while demanding only one quarter of that amount in bank fees. JIMS compared the Israeli banking system with different internet banks around the world and concluded that Israeli consumers would be well served if local
regulators would allow internet banking in Israel.

This paper will examine  the Israeli government's policy in the field of sport and the obstacles preventing an increase in the number of Israeli athletes and their achievements. The paper will reveal that the Israeli Sports Law and other regulations put in place by the Culture and Sports Ministry form an obstacle to participation in sport, especially among children.

Of the 275,000 foreigners working in Israel, about half are here illegally and over 100,000 entered Israel as tourists. In this JIMS Position Paper, analyst Boaz Arad critiques the government efforts to pay Israelis to take their jobs and suggests a reform in the method used to bring them to Israel. The paper also argues that foreign workers are good for Israel's and that reducing their numbers will harm the local economy.
In recent years, judicial rulings have induced large expenditures from the government and have had significant economic consequences. The courts hand down rulings that lead to the spending of hundreds of millions, sometimes billions, of shekels from the public purse. JIMS’ paper reviews several of the court’s economic rulings of the courts and calculates their costs.

This paper examines the policies of the government in terms of the incentives it creates. Policymakers , and the public taxpayers , should review the government's positions in light of these incentives , and reconsider whether the policy tools will acheive their goals or alternatively bring more harm.

This paper shows that in 2009, the public paid NIS 425 million in television fees, although at peak times, the public television channel receives less than 5 % viewing .Channel 10 achieves ratings almost double while employing only 400 employes compared to IBA that
employs approximately 1900.


This paper argues that drugs are expensive not because of a lack of competition among research-based pharmaceutical companies, but because of a lack of competition in the drug approval process. Lack of competition in the drug approval process has led to exceedingly high drug development costs. High drug development costs combined with artificially low drug prices, obtained through price control legislation and legislation that eases the entry of generic products into the market.